Massachusetts Law and the Role of Insurance Adjusters

With over 110,000 auto crashes a year in the state of Massachusetts, it is a sad likelihood that you or a loved one could be severely injured in an auto accident at some point. This can be a very disturbing event, and potentially a very debilitating one. Both emotional and physical effects from an accident can significantly affect your daily life. You have prepared for this contingency by purchasing auto insurance. In the event of an accident, you expect that your insurance policy or that of the party at fault will provide whatever is needed for your continued health and well-being. However, it is important to know that the insurance companies will always try to limit the costs associated with payment of claims. With that in mind, there may be some things that the insurance representative will not tell you.

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Massachusetts Personal Injury Claims: What You Need to Know

When you are injured in an accident, the pain and stress of dealing with your injury can be overwhelming. But you do not have to go it alone. A personal injury claim can help you receive compensation for medical bills, lost wages, and emotional trauma. What is a personal injury claim? A personal injury claim is a civil lawsuit which alleges that your injury was caused by the negligence of another. It is not used for damaged property, or in cases when the defendant had the intent to injure. Most personal injury claims are the result of car accidents, work related accidents, trips and falls, and product malfunction accidents.

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Injuries at home may be covered by workers’ compensation

Workers who are hurt on the job in Massachusetts can generally expect to have their injuries covered by worker’s compensation. But in some cases, this benefit can extend even to workers who are injured at home, as long as the worker was hurt while engaging in a work-related activity. For instance, an Oregon woman worked for J.C. Penney as a custom decorator. Though J.C. Penney provided her with an office that she shared with others, she usually worked from her van, traveling to and from appointments at customers’ homes. She suffered a broken wrist in her own garage when she stumbled over her dog while trying to move fabric samples into her van.

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