If you are disabled and unable to work, you may be eligible to receive social security disability benefits. The application process and qualification requirements is complicated, but the benefits are designed to be there as a safety net for qualified people who need them. If you are considering applying for social security disability, or if you have already applied but were denied coverage, here are three important things to know: 1. Definition of “disability”. While a disability income insurance policy provided by your employer or purchased through your insurance agent may offer coverage for short-term disabilities or partial disabilities, the social security administration uses a strict definition of “disability” that excludes many disabilities covered under private insurance. To qualify for social security disability benefits, your disability must be expected to last one year or more, or expected to result in your death) that prevents you from working in any occupation.

When you are injured on someone else’s property, you can sometimes sue for premises liability. Massachusetts law expects business and property owners to maintain a reasonably safe environment for anyone who steps foot on the premise. Failure to uphold that expectation may result s in premises liability claims, in which the business or property owner may be found responsible for the injury. Most However, the law surrounding premises liability is not as simple as compensating people who suffer injury on someone else’s property. 

Filing a workers’ compensation claim can be anything but simple. Having to deal with forms, dates, doctor visits, and insurance companies can almost be even more of a pain than what you’re already experiencing. Here are a few fast facts from the Massachusetts Labor and Workforce Development website that you should know when dealing with a workers’ comp claim: It can take up to 28 days for your employer’s insurance company to get a check to you for your injuries. If your employer’s insurance company requests to send you to one of their doctors for evaluation (even if you’ve already seen your primary care physician), you do have to keep that appointment or risk your benefits being terminated. If your employer does not have workers’ comp insurance, you have the right to sue your employer in a civil suit, and file a claim for worker’s compensation benefits from the Worker’s Compensation Trust Fund.

Texting and driving is a problem in Massachusetts, and even those who don’t text and drive might not be able to prevent an accident when another driver is being reckless. However, in Massachusetts residents can hold a driver responsible when injured because of texting and driving. Texting and Driving in Massachusetts Texting and driving is likely the most dangerous form of distracted driving because one takes their eyes, mind and at least one hand off the wheel when texting while operating a vehicle. People also lose focus more often and for longer periods when texting than when doing something else like changing a radio station or making a call.

Unfortunately, car accidents happen, and chances are they’ll happen to you one day. But how do you know if your car accident claim can be handled on your own or if you need to get a lawyer involved? Here are some instances when calling a lawyer can save you money and make sure you are getting a fair deal: Disagreement on fault If the other driver isn’t admitting fault and/or if the car accident happened in such a way that it is initially unclear who was at fault, it is worth your time to contact a lawyer. An auto accident lawyer will help you build your case so you don’t end up owing thousands of dollars for an accident that wasn’t your fault. High out-of-pocket costs Sometimes it’s worth it to just pay the out-of-pocket costs connected to your accident and move on with your life. But when those costs

With over 110,000 auto crashes a year in the state of Massachusetts, it is a sad likelihood that you or a loved one could be severely injured in an auto accident at some point. This can be a very disturbing event, and potentially a very debilitating one. Both emotional and physical effects from an accident can significantly affect your daily life. You have prepared for this contingency by purchasing auto insurance. In the event of an accident, you expect that your insurance policy or that of the party at fault will provide whatever is needed for your continued health and well-being. However, it is important to know that the insurance companies will always try to limit the costs associated with payment of claims. With that in mind, there may be some things that the insurance representative will not tell you.